Term Life & Mortgage Protection
The most coverage for the lowest monthly premium, for a set period of 10, 20 or 30 years. Sized to your income, or to your mortgage balance so your family can remain in their home.
Allison Agency / Oregon
Allison Agency is an independent life and health insurance agency serving Oregon, led by principal agent Leif Allison. We compare options from multiple carriers and explain them in plain language. Consultations are free, and there is never any pressure to decide.
Coverage in Oregon
Many agencies focus on a single product line. Allison Agency is licensed across both life and health, so one conversation in Oregon can address your family’s full picture.
The most coverage for the lowest monthly premium, for a set period of 10, 20 or 30 years. Sized to your income, or to your mortgage balance so your family can remain in their home.
Permanent coverage that does not expire, with a premium that never changes and cash value that accumulates at a rate guaranteed by the carrier.
Smaller benefit amounts for funeral costs, outstanding medical bills and final debts. Simplified underwriting, with no-exam options available to most applicants.
Flexible permanent coverage. Indexed universal life credits interest tied to a market index, subject to a cap and a floor. We review the full illustration with you, line by line, before any application is submitted.
Fixed and indexed annuities for retirement assets you would rather not expose to market volatility, with the surrender schedule and fees explained clearly before you commit.
Individual and family plans, including options for the self-employed and for those between jobs. Networks and deductibles compared against the plans genuinely offered in your county.
Whether you are approaching 65 in Oregon, retiring later, or helping a parent understand their choices, we walk through how Parts A, B, C and D work together, where Medicare Supplement differs from Medicare Advantage, and how prescription coverage prices out against the medications you actually take.
Medicare Advantage and Part D availability is set county by county rather than statewide, so the answer in one part of Oregon is genuinely different from the answer in another. If you qualify for both Medicare and the Oregon Health Plan, Oregon’s Medicaid program, we can explain how dual-eligible coverage works and what it means for your options.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.
Allison Agency is not connected with or endorsed by the United States government or the federal Medicare program.
Oregon specifically
Oregon runs its Medicaid program through regionally organized coordinated care organizations, so what is available under the Oregon Health Plan genuinely depends on which part of the state you live in. The same regional pattern shows up in private and Medicare plans: the Portland metro, the Willamette Valley and central and eastern Oregon do not have the same carrier line-ups. We check your county specifically instead of quoting a statewide average.
Insurance is regulated state by state. Carriers file different products in different places, health networks are drawn county by county, and Oregon licensing and consumer protection sit with the Oregon Division of Financial Regulation. Working with an agent who is licensed here, and who will still be the person answering the phone next year, is the difference between receiving a quote and receiving an answer.
Oregon questions
Yes. Leif Allison, principal agent of Allison Agency, is a licensed life and health insurance agent serving Oregon, National Producer Number (NPN) 21477755. The agency is independent, so we compare multiple carriers rather than representing a single company’s catalog. Insurance licensing and consumer complaints in Oregon are handled by the Oregon Division of Financial Regulation, and you are welcome to verify any producer’s license with them directly.
Nothing. Quotes and guidance are provided at no cost to you. Agencies are compensated by the insurance carrier when a policy is issued, which means your premium is the same whether you purchase through us or go directly to the carrier. You simply have someone comparing the options on your behalf.
All of Oregon, including Portland, Salem, Eugene, Gresham, Hillsboro and Bend and the surrounding counties. Most conversations happen by phone or video, so where you live in the state does not limit what is available to you. For health and Medicare plans, however, your county genuinely does determine which plans exist, and we confirm that specifically before making a recommendation.
Often not. Several carriers offer accelerated or simplified underwriting, where the decision comes from your application and database checks rather than a paramedical exam. Whether that route is open to you depends on your age, the coverage amount and your health history. We will tell you at the outset which applies to your situation.
Yes. We can explain how Parts A, B, C and D work together and compare Medicare Supplement against Medicare Advantage for your specific county. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.
A free quote, a licensed Oregon agent, and no pressure at any point.